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Financial Readiness Program

  • Army Community Services (ACS)
  • Financial Readiness Program
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Sign up for Training

Take control of your financial future - enroll in our classes today. 

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ACS Calendar

Enroll in our classes today to enhance your budgeting and debt management skills, and access online resources!

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Contact Us

Let one of our Accredited Financial Counselors set you up for financial success.

Financial Planning

Get money smart with the Financial Readiness Program (FRP).

We help Soldiers, Families, retirees, and DoW Civilians manage money wisely. Get solid advice on budgeting, saving, debt management, credit, retirement planning, and consumer protection. We also connect service members to financial assistance programs, such as Army Emergency Relief.

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Financial Education and Training

Voluntary and mandatory classes cover budgeting, debt, investing, and more, including specialized training for military leaders. Access online resources to build financial knowledge at your own pace.

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Master Your Money

Learn how to create a budget, save for emergencies, and spend wisely to avoid debt. Get tips on managing credit cards and reaching your financial goals.

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Credit and Debt Management

Your credit score affects your financial future. Improve it with our tips on managing debt, getting free credit reports, and protecting yourself from fraud.

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Retirement and Financial Planning

Do you understand the military’s Thrift Savings Plan (TSP) and Blended Retirement System (BRS)? We can make them easy to understand and help you choose the best option for you.

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Consumer Protection and Financial Advocacy

Scams are everywhere. Protect your assets by learning how to spot them and how to report unfair business practices. Get essential tips for your next car or home purchase.

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Emergency Financial Assistance

In times of need, Army Emergency Relief (AER) and the Air Force Aid Society (AFAS) provide emergency financial support for service members and their Families. Explore other military relief programs for additional assistance options.

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Command Team SFRG Training

Oct 6 9:30 am - 11:30 am
Command Family Readiness Representative (CFRR) Training

Command Family Readiness Representative (CFRR) Training

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Oct 7 10 am - 11 am
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Talking Teens & Things

Oct 7 5:30 pm - 6:30 pm
SFRG Assistant Training

SFRG Assistant Training

Oct 8 9:30 am - 11:30 am
Newcomers Briefing

Newcomers Briefing

Oct 8 1 pm
Chat N Stroll

Chat N Stroll

Oct 9 9 am - 10 am

Chat N Stroll

Oct 9 9 am - 10 am
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Informal Funds Custodian Training

Informal Funds Custodian Training

Oct 13 9:30 am - 11:30 am
EFMP Craft & Chat Group

EFMP Craft & Chat Group

Oct 13 11 am - 12 pm
CARE Team Training

CARE Team Training

Oct 13 1:30 pm - 3:30 pm
Sponsorship Training

Sponsorship Training

Oct 14 9 am - 10 am
EFMP Individual Education Plan (IEP)/504 Classes

EFMP Individual Education Plan (IEP)/504 Classes

Oct 14 9:30 am - 10:30 am
Play Mornings

Play Mornings

Oct 14 10 am - 11 am
Parenting the iPad Generation

Parenting the iPad Generation

Oct 14 1 pm - 2:30 pm
OPOC Training

OPOC Training

Oct 14 1:30 pm - 3:30 pm

Newcomers Briefing

Oct 15 1 pm
Newcomers Briefing

Newcomers Briefing

Oct 15 1 pm
Newcomers Briefing
Stress & Anger Management

Stress & Anger Management

Oct 15 1 pm - 2:30 pm
EFMP 101 (Virtual)

EFMP 101 (Virtual)

Oct 20 5 pm - 6 pm
Talking Teens & Things

Talking Teens & Things

Oct 21 5:30 pm - 6:30 pm
Chat N Stroll

Chat N Stroll

Oct 23 9 am - 10 am
All Star Play Morning

All Star Play Morning

Oct 28 10 am - 11 am
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Parenting the iPad Generation

Oct 28 1 pm - 1:30 pm